Historic red brick office building in Greenville, SC
General Liability

The base layer every business needs.

If a customer trips, your work damages someone's property, or a vendor demands a Certificate of Insurance, this is the policy that answers the call.

Who it's for

Built for folks like you.

Contractors and trades, restaurants, retail shops, salons, gyms, consultants, and event vendors across South Carolina.

What it can cover

The real-world stuff that matters.

Bodily injury

Customer slips in your shop or trips on your job site.

Property damage

You or your team accidentally damage a client's property while working.

Personal & advertising injury

Libel, slander, and copyright claims tied to your marketing.

Products & completed operations

Claims arising from a finished project or product after it leaves your hands.

Medical payments

Smaller medical bills paid without a lawsuit, to keep small claims small.

Defense costs

Lawyer fees inside your policy limits, even if the claim is bogus.

Why Garcia Agency

Independent. Local. Honestly on your side.

We shop multiple carriers

We're independent, so we compare a dozen+ carriers to land you the right coverage at the right price, not whatever a captive agent has to sell.

Real South Carolina agents

Based in Greenville, serving the Upstate and the rest of SC. You'll talk to a person, not a call-center script.

Easy to actually reach

Call, text, or email. We respond fast during office hours and follow up like real humans.

Service area: Greenville, Anderson, Spartanburg, Columbia, Charleston, Myrtle Beach, Rock Hill, and the rest of South Carolina.

FAQ

Common questions, straight answers.

Ready to compare rates?

One quick form. We'll shop the carriers and get back to you fast.