Built for folks like you.
Coastal homeowners in Charleston and Myrtle Beach, lakefront owners on Murray and Hartwell, and anyone in (or near) a flood zone in the Upstate, Midlands, or Lowcountry.
The real-world stuff that matters.
Building coverage
Foundation, electrical, plumbing, HVAC, appliances, and built-in cabinetry.
Contents coverage
Furniture, electronics, clothing, and other personal belongings damaged by flood.
Detached structures
Some policies extend to garages and outbuildings on the property.
Debris removal
Helps with cleanup costs after the water recedes.
Loss avoidance
Sandbags, pumps, and protective measures may be reimbursed in covered events.
Private flood options
Higher limits and faster underwriting than NFIP for many SC homes.
Independent. Local. Honestly on your side.
We shop multiple carriers
We're independent, so we compare a dozen+ carriers to land you the right coverage at the right price, not whatever a captive agent has to sell.
Real South Carolina agents
Based in Greenville, serving the Upstate and the rest of SC. You'll talk to a person, not a call-center script.
Easy to actually reach
Call, text, or email. We respond fast during office hours and follow up like real humans.
Service area: Greenville, Anderson, Spartanburg, Columbia, Charleston, Myrtle Beach, Rock Hill, and the rest of South Carolina.