Work vehicles parked in a driveway
Commercial Auto

Coverage for the work trucks doing the work.

From a single contractor's van to a fleet of box trucks, we shop the SC commercial auto market for the right policy at the right price.

Who it's for

Built for folks like you.

Contractors, trades, delivery drivers, landscapers, food trucks, plumbers, HVAC, and any SC business with a vehicle on the title.

What it can cover

The real-world stuff that matters.

Liability

Bodily injury and property damage to others when one of your drivers is at fault.

Collision & comprehensive

Repair or replace vehicles after accidents, theft, or weather.

Hired & non-owned auto

Protects the business when employees use rentals or personal vehicles for work.

Medical payments / PIP

Covers driver and passenger medical bills regardless of fault.

Uninsured motorist

Steps in when an at-fault driver doesn't carry enough coverage.

Trailer & equipment

Schedule trailers, tools, and equipment hauled with the vehicle.

Why Garcia Agency

Independent. Local. Honestly on your side.

We shop multiple carriers

We're independent, so we compare a dozen+ carriers to land you the right coverage at the right price, not whatever a captive agent has to sell.

Real South Carolina agents

Based in Greenville, serving the Upstate and the rest of SC. You'll talk to a person, not a call-center script.

Easy to actually reach

Call, text, or email. We respond fast during office hours and follow up like real humans.

Service area: Greenville, Anderson, Spartanburg, Columbia, Charleston, Myrtle Beach, Rock Hill, and the rest of South Carolina.

FAQ

Common questions, straight answers.

Ready to compare rates?

One quick form. We'll shop the carriers and get back to you fast.